Savings Rate Board
Rates are effective as of 5/1/2025 and are subject to change without notice. Actual rates may vary based on credit score of individual applicants.
All credit union loans are simple interest without any pre-payment penalties except VISA. Rates are stated as APY (Annual Percentage Yield).
| |
Rate |
APY |
| Share Savings ($100 min. balance to earn dividends) |
0.15% |
0.15% |
| Money Market ($2500-$24999.99) |
1.10% |
1.11% |
| Money Market ($25,000.00 and Up) |
1.60% |
1.61% |
| Share Draft (Fee Free) |
0.00% |
0.00% |
| IRA Shares |
0.50% |
0.50% |
| Holiday Club |
0.25% |
0.25% |
Back to top
Share Certificates - Minimum Balance $1,500
| |
Rate |
APY |
| 6 month |
4.00% |
4.07% |
| 12 month |
4.00% |
4.07% |
| 18 month |
3.75% |
3.82% |
| 24 month |
3.75% |
3.82% |
| 36 month |
3.75% |
3.82% |
| 48 month |
3.75% |
3.82% |
| 60 month |
3.75% |
3.82% |
Back to top
IRA Certificates - Minimum Balance $1,000
| |
Rate |
APY |
| 6 month |
4.00% |
4.07% |
| 12 month |
4.00% |
4.07% |
| 18 month |
3.75% |
3.82% |
| 24 month |
3.75% |
3.82% |
| 36 month |
3.75% |
3.82% |
| 48 month |
3.75% |
3.82% |
| 60 month |
3.75% |
3.82% |
*The IRA Certificate rates quoted here also apply for Traditional, Roth and Education IRA's
Back to top
Loan Rate Board
Rates are effective as of 8/1/2024 and are subject to change without notice. Loan Rates are stated as APR (Annual Percentage Rate). All rates quoted are the best, lowest rates offered for every loan type. Other rates are available. Based on credit performance, your rate may be higher.
New Auto Loans
| Percent of Financing |
APR |
Maximum Amount |
Maximum Term |
| 100% |
4.70% |
$100,000 |
Up to 36 months |
|
4.90% |
$100,000 |
Up to 48 months |
|
5.20% |
$100,000 |
Up to 60 months |
|
5.40% |
$100,000 (min. $20,000) |
Up to 72 months |
|
5.70% |
$100,000 (min. $20,000) |
Up to 84 months |
*Includes taxes, tags & extended warranties
Back to top
Used Auto
| |
APR |
Maximum Term |
| Up to 5 Years Old |
5.60% |
Up to 36 months |
| Up to 5 Years Old |
5.90% |
Up to 48 months |
| Up to 5 Years Old |
6.10% |
Up to 60 months |
| Up to 5 Years Old |
6.40% |
Up to 72 months (min. $20,000) |
| Up to 5 Years Old |
6.60% |
Up to 84 months (min. $20,000) |
*Financing available up to 100% NADA retail value
Back to top
Home Equity Line of Credit
| APR |
Maximum Amount |
Maximum Term |
| As low as WSJ Prime – 1% |
$10,000 - $250,000 (min. initial advance of $1,000.00 required) |
Up to 25 years |
*Annual Percentage Rate; rate is tied to WSJ Prime Rate minus 1 and is subject to change quarterly. Prime - 1%. Floor rate 3.25% and ceiling rate 18%.
Back to top
Home Equity
| APR |
Maximum Amount |
Maximum Term |
| 6.50% |
$10,000 - $250,000 |
Up to 60 months |
| 7.50% |
$25,000 - $250,000 |
Up to 120 months |
| 8.00% |
$35,000 - $250,000 |
Up to 180 months |
All credit union loans are simple interest without any pre-payment penalties
Back to top
Signature Loan
| APR |
Maximum Amount |
Maximum Term |
| 7.90% |
$10,000 |
Up to 12 months |
| 8.90% |
$10,000 |
Up to 24 months |
| 9.90% |
$10,000 |
Up to 36 months |
| 10.90% |
$10,000 |
Up to 48 months |
Back to top
Overdraft Protection
| APR |
Maximum Amount |
Maximum Term |
| 14.00% |
$2,500 |
Revolving |
* Payment: $5 per $100 balance, $25 Per month minimum payment
Back to top
Shares Secured
| APR |
Maximum Amount |
Maximum Term |
| 3.00% + (Current Share Dividend Rate) |
$100,000 |
Up to 60 months |
Back to top
Boats New & Used
| APR |
Maximum Amount |
Maximum Term |
| 7.99% |
$100,000 |
Up to 60 months |
| 7.99% |
$100,000 |
Up to 84 months |
* Not to exceed Blue Book value. A Marine survey may be required
Back to top
RV Loans
| APR |
Maximum Amount |
Maximum Term |
| 7.99% |
$100,000 |
Up to 60 months |
* Financing available up to 100% NADA retail value
Back to top
Terms and Conditions for Visa
| |
|
| Annual percentage rate (APR) for purchases |
11.90% |
| Annual percentage rate (APR) for purchases |
11.90% |
| Grace period for repayment of balances for purchases |
25 days from statement date |
| Method of computing the balance for purchases |
Average daily balance including new purchases |
| Annual fees |
None |
| Transaction fee for cash advances |
None |
| Late-payment fee |
$10.00 |
| Over-the-credit-limit fee |
$15.00 |
Back to top
